Accounting Services

Clear books. Calm tax seasons.

Bookkeeping, tax and payroll for Miami individuals and small businesses, handled carefully and explained in plain language.

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What we take off your plate

Use one service or all of them. Everything is handled by the same team, so nothing falls between the gaps.

Bookkeeping

Your income and expenses recorded, categorized and reconciled every month, so your records are always up to date.

A laptop and an open notebook with handwritten notes on a wooden desk

Tax returns

Personal and business returns prepared and filed on time, with every allowance you are entitled to claimed.

Payroll

Payslips, deductions and filings handled each pay period, so your staff are paid correctly and on time.

A hand on a computer mouse beside a keyboard and a coffee mug

Financial statements

Year-end accounts and management reports that lenders, investors and the IRS will accept.

Business advice

Cash flow planning, budgeting and a second opinion before you make a big financial decision.

New business setup

Help choosing a structure, registering the business and setting up books properly from day one.

How working with us goes

  1. Talk

    We start with a conversation about your situation, what is worrying you and what you need. You leave with a clear quote.

  2. Organize

    You send us your records in whatever state they are in. We sort them, fill the gaps and set up a simple routine going forward.

  3. Report

    We file what needs filing and walk you through the numbers, so you know where you stand and what is coming next.

A laptop open on a wooden table in a bright room

Who we help

Most of our clients are too busy running things to chase paperwork. If that sounds familiar, you are in the right place.

  • Individuals

    Personal tax returns, rental income and one-off questions.

  • Self-employed

    Freelancers, contractors and sole traders who want it done right.

  • Small businesses

    Ongoing books, payroll and year-end accounts under one roof.

  • Non-profits

    Clean records and reports for boards, donors and regulators.

T&M Accounting Services is a practice built on straight answers. You deal with the same person every time, you hear about problems before they become expensive, and you never get a bill you were not expecting.

Common questions

What should I bring to a first meeting?

Bring whatever you have: last year's tax return, recent bank statements and any letters from the IRS. If your records are incomplete, that is fine. Sorting that out is part of the job.

Can you take over from my current accountant?

Yes. With your permission we contact your previous accountant, request your records and handle the handover, so you do not have to manage it yourself.

How do your fees work?

We agree a price with you before any work starts. Ongoing services such as bookkeeping and payroll are billed at a fixed monthly amount, and one-off work is quoted up front.

Do I need to come to the office?

Only if you want to. Documents can be shared securely online and meetings can be held by phone or video call.

Book a consultation

Tell us a little about what you need and we will get back to you to arrange a time.

A sentence or two is enough.